PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE
1. What’s in these terms?
These terms set out the rules for using our website, www.stellarpay.com (our site).
References:
• “You” refers to an individual authorized to use our website in connection with our products or services, or inquiring into using our products or services.
• “We,” “Us,” and “Our” refer to Stellar Technologies, Inc.
2. Who we are and how to contact us?
Our site is operated by Stellar Technologies, Inc., registered in Delaware, Dover. We provide innovative digital banking services globally, including multi-currency accounts, virtual debit cards, and international remittances.
For inquiries, you can reach our customer service team at Contact@stellarpay.app or Help@stellarpay.app.
3. By using our site, you accept these terms
By accessing or using our site, you confirm that you accept these terms of use and agree to comply with them. If you do not agree to these terms, you must not use our site.
4. Other terms that apply
These terms refer to additional policies that may apply to you:
•Our Privacy Policy, which outlines how we collect and process personal information.
•Our Cookie Policy, which provides details on how we use cookies on our site.
5. Changes to these terms and our site
We may revise these terms periodically and update our website as needed to reflect changes in our products, services, and business priorities. You are responsible for reviewing these terms to stay informed about any changes.
6. Website availability
Our website is accessible free of charge, but we cannot guarantee that it will always be available or uninterrupted. We may temporarily suspend or restrict access to parts or all of the site for maintenance or security reasons.
Your Responsibilities
7. Keeping account details safe
You are responsible for keeping your account details confidential. If you suspect unauthorized access, you must notify us immediately at Contact@stellarpay.app.
8. Use of content on our site
We own or hold the necessary licenses for all intellectual property on our site. You may download or print one copy of the content for personal use, but you must not modify it in any way. Unauthorized commercial use of our content is prohibited.
9. Reliance on information
The content on our site is for general informational purposes only. While we strive to ensure accuracy, we do not guarantee the information provided is complete or up-to-date. We recommend obtaining professional advice before taking action based on our content.
10. Links to third-party sites
Our site contains links to third-party websites, such as Flutterwave, Mbanq, Tink by Visa, and Dwolla. These links are provided for your convenience, and we are not responsible for the content or accuracy of the information on these external sites.
11. Intellectual Property
All trademarks, logos, and proprietary content on our site, including but not limited to the StellarPay name and logo, are protected by intellectual property laws. You may not use them without our express permission. Any unauthorized use of our intellectual property will be subject to legal action.
Security and Privacy
12. Security Measures
We implement advanced security measures, including two-factor authentication, to protect your data. However, you are responsible for ensuring that your devices and account credentials are secure.
13. Privacy and Data Protection
Your privacy is important to us. We comply with all relevant privacy laws, including GDPR and CCPA, where applicable. Please review our Privacy Policy to understand how we handle your personal data.
Legal Matters
14. Governing Law
These terms and their subject matter are governed by the laws of the United States. Any disputes related to these terms or the use of our site will be resolved in the courts of the United States, with additional consideration for specific African countries in which we operate, including Kenya, Ghana, South Africa, Uganda, Tanzania, Zambia, Senegal, Ivory Coast, Rwanda, and Cameroun.
