Beta
Meet LinQ
The highest standard in account linking
Stellar LinQ securely connects your customer’s mobile money accounts to your app or service in seconds-delivering the highest conversion rates in the industry.

Apps & sites
Build seamless financial experiences with LinQ. Stellar LinQ links your users’ accounts in seconds, so they can pay, get paid, or subscribe without friction — anywhere. Unify your access to bank and mobile money accounts through a single API.


Access the largest mobile money ecosystem
100+
Mobile money operators across Africa, Asia, and Latin America
50M+ Users
Active mobile money accounts across Africa, Asia, and Latin America
<1 Day
Average time to go live with LinQ
See it in action
Flexible by design.
Seamless when it ships.
Stellar LinQ is modular, instantly connecting customers to any financial use cade in a format that fits your experience - so they can move, manage and move money without disruption.
Use cases




How it works
See LinQ in action
Verify with a phone number
Customer enters their mobile money number. We automatically detect their provider
Choose a provider
Select your mobile money operator from the list of available providers.
Link account securely
Customer confirms with their PIN. Account is linked and ready for payments.
1
Enter phone number
+254 712 354 678 |
Industry-leading performance
Built for simplicity.
Engineered for scale.
Stellar LinQ adapts to any use case, connecting customers to mobile money accounts in a format that fits seamlessly into your experience - enabling payments without friction.

Plug-n-play
Deploy in a matter of minutes. Smart presets let you start syncing with your customers wallets with a quick configuration.
Tap into the fasted growing financial ecosystems

Integration
Set up fast. Ship faster.
Skip the complex infrastructure and lengthy set up.
Our prebuilt SDKs, quick start templates, and dashboard-guided configuration let you integrate and go live in hours, not weeks.
Security
Security and compliance
you can count on
Built for the new era of open banking
Stellar’s security is always evolving to meet or exceed rigorous industry standards—from creating customer-facing privacy tools to using unique insights from the Stellar Network to stop fraud before it happens.
Limit the risk of fraud in real time
Certified security at global standards
Put customers in control of their data

